Wire Transfers

When speed is of the essence, a wire transfer is often the financial tool of choice. Not only can you send funds almost anywhere in the world, but you can receive them the same way.

Move money lightning-fast

• Money is transferred between two financial institutions quickly and securely.
• Most domestic wire transfers sent before 3:00 p.m. ET are generally received the same day. 
• International transfers can take longer, depending on the country.
• Typically, there's no "hold" placed on wire transfers, which means the recipient has faster access to their money.

Sending a wire transfer

Visit any Everwise Credit Union branch and bring a photo ID with you. If you have previously arranged a wire transfer through Everwise, you can call Member Services at (800) 552.4745. Here's what you'll need:

Your Information

• Name
• Address
• Email address
• Everwise Credit Union account number
• Transfer details: Amount; desired transfer date, currency to be received (if international transfer), and any additional instructions

Payee's Information

• Name
• Address
• Financial institution's name, address and routing (ABA) number
• Account number and type (checking, savings, etc.)

International Transfers

• Country
• SWIFT code
• Intermediary bank SWIFT code
• Account number and type (checking, savings, etc.)

Receiving a Transfer

Just provide the same details listed under "Payee's Information" (above) to the person or organization wiring you the funds. 

• Everwise Credit Union's routing (ABA) number is 271291826.
• Your wire transfer will be processed as soon as we receive it. If it's received by 4:30 p.m. ET it will be posted to your account that day. 
• Transfers received after 4:30 p.m. ET will be posted the next business day.

Wire Transfer Fees

• Domestic wire transfer (outgoing) $30
• Foreign wire transfer (outgoing) $50
• Wire transfer (incoming) $10