Happiness is a new home. And a built-to-last, rock-solid loan.

Fixed-rate loans feature steady monthly payments that will never take an unexpected jump, providing some welcome certainty in your budgeting and financial planning.

Choice of loan length

Fixed-rate terms up to 30 years.

Refinancing options

With a new loan, you may be able to reduce your monthly payments or eliminate debt faster.

Friendly local service

Our mortgage team will explain all the details and guide you through the application process.

When looking for a home, you'll look at square footage and count up the bedrooms. But here's another number to consider — the interest rate on your loan. Rest assured it will be as low as possible. And with a fixed-rate mortgage, you can feel comfortable it will stay that way.

  • Attractive interest rates
  • Flexible terms available for up to 30 years
  • Low down payment options
  • Great for primary, secondary, or vacation homes
  • Refinance options available — get cash out of your mortgage to consolidate debt or pay for future home improvements

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Get prequalified and enjoy our simple and smooth loan process from application all the way to closing. 

Subject to Membership requirements. Mortgage loan program, rates, terms, and conditions are subject to credit approval and may change at any time without notice. APR = Annual Percentage Rate. The rate examples are current as of 10/04/2022 and are Everwise’s best rate. Rates and terms vary depending on loan to value ratio, credit evaluation and underwriting requirements. PMI=Private Mortgage Insurance, flood and/or property hazard insurance may be required. Payment Sample: Based on a $250,000 home purchase with $200,000 finance after $50,000 (20%) down payment. Assumes a 30-year conventional 6.875% rate (6.965% APR) fixed-rate mortgage, with monthly payments of $1313.65.

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Routing Number | 271291826